By choosing appropriate saving and retirement solutions, employers gain a competitive edge in attracting and retaining international talent. The key advantage is to consolidate plans at a global level, ensure consistency and effectiveness, and guarantee portability across countries. 

Our dedicated expatriate solutions are supported by the world’s largest employee benefits network. We provide both off-the-shelf and products tailored to your specific requirements, including the secure management of employee benefits in multiple jurisdictions.
 

INTERNATIONAL RETIREMENT & SAVINGS 

Working in partnership with employers, we establish a market-leading tailored solution that meets the evolving needs of their businesses and employees. The International Retirement & Savings Plan offered by our network partner is built to suit your needs and population, based on the portable principle, centralised in one provider, and supported by a Multi-layer Online Service Centre and 30+ years of experience to support your team.
 

PLAN STRUCTURE 

We work together with our clients to design plans according to each company's specific needs, including sub-plans available for separate locations, subsidiaries or populations, single or multi-payroll options, and flexibility to evolve over time as needs change.

PLAN RULES  

We make sure we adopt rules to suit your population:

• Choice on eligibility 
• Vesting options 
• Contribution type and level choice 
• Optional In-service partial withdrawals 
• Leaver options
   

SUPPORT & SERVICES

We offer 30+ years of experience, passion and knowledge in supporting multinational companies and:

• Dedicated Account Executive 
• Multi-layer Online Service Centre 
• Branded documentation & engagement
   

INVESTMENT OPTIONS

In addition to the International Retirement & Savings Plan, you can select the Investment Options solution which suits a diverse workforce that will have different risk appetites and objectives. We provide adaptive possibilities to different levels of investment expertise and length of investment horizons. 
 

LIFECYCLE STRATEGIES 

Clients can rely on Asset Allocation Models that rebalance on investor birthday, three global risk solutions, combined with a cautious, balanced and dynamic strategy.
 

OUTCOME FUND RANGE VS. SELF SELECT RANGE

Option to choose Fund according to what the employee wants to achieve (Inflation Target +1%, +3%, +4% or Multi-Asset allocation) or focused Fund range with a choice between Guaranteed Return Fund, Equity/Bond Funds and Alternative/Thematic Funds.