Captive company

Multinational companies with a large scale and centralised approach to risk management can complement and optimise their overall risk management strategies by funding their employee benefits through a captive arrangement.

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Since their debut in the mid ‘90s, the number of employee benefits captives has steadily increased as companies realise their ability to achieve:

  • Improved cash flow
  • Risk diversification and reduced volatility of the overall portfolio
  • Stronger control over local rates and underwriting
  • Global overview of budget, coverages and experience

Captives are complex and strategic arrangements. To take full advantage of their contribution, companies need to work in collaboration with a strong network that can provide them with:

  • Local insurance policies which comply with local regulations on worker protection
  • Full control of local contracts through a reinsurance-based funding mechanism from local to central level
  • Geographic matching for every country in which the parent company operates
  • Unrivalled expertise in local market practices and global coordination mechanisms
  • Experience in supporting coordination and management of captive arrangements worldwide